$944,900
($182,395 down)20701 S 189TH Street, Queen Creek, AZ 85142
PITI Monthly
Listing courtesy of: Kari Gutierrez, HomeSmart
Assumed Rate
5.56%
7.15%Principal & Interest
$4,509 /mo
$5,329 /moWhat's Special
Experience refined living in this 3,199 sq ft Queen Creek home, ideal for the owner seeking comfort and community. Featuring 3 ensuite bedrooms, a versatile office/flex space, and a guest half-bath, this residence offers both privacy and functionality. The expansive master suite includes a freestanding tub and separate shower. A spacious kitchen with a large island and dual walk-in pantries complements the open great room. Enjoy the low-maintenance backyard with an extended patio and pergola. Additional highlights: multi-slide glass doors, custom tile work, a double gate, and 3-car garage. Located in the Master Planned Legado community, amenities include a serene lake, playground, and sport courts—perfect for building camaraderie, family, and fun.
Assumption Snapshot
Type of Loan
VA
Interest Rate
5.56
Remaining Loan Term
27 years, 7 months
Monthly PITI
$4,963.6/mo
Estimated Loan Balance
$764,445
Cash to close
$182,395
Interest Paid
$104,332
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
Cooling & Heating
- Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
- Heating: Natural Gas
Features
- Materials: Stucco, Wood Frame, Painted
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Carpet, Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 3
- Carport: Yes
- Carport Spaces: 3
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: Single Family Residence
- Architectural Style:
Materials
- Stucco, Wood Frame, Painted
- Roof: Tile
Condition
- Year Built: 2022
Details
- Builder: Taylor Morrison
Community & HOA
Community
- Subdivision: LEGADO PARCEL C
- Features: Pickleball, Lake, Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: Legado HOA
- HOA Amenities: Unknown
- HOA Fee: $120
- HOA Frequency: $Monthly
Location
- Region: Queen Creek
Financial Details
- Price per Sqft: $295.37
- Tax Annual Amount: $2852
- On Market Date: 2025-03-29T00:00:00.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $182,395!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6843205
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-04-19T22:15:37.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
5.56%
7.15%Principal & Interest
$4,509 /mo
$5,329 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $182,395!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Sergio AmesquitaeXp Realty (602) 859-4143sergio@4azrealestate.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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